Saturday Everyday

There are many books about building your own real estate empire or becoming your own boss and escaping the nine-to-five grind. This is not that book but rather a collection of simple yet powerful principles that if followed may help you create financial freedom and more Saturdays. These principles will prevail, even if you decide to become a real estate tycoon, win the lottery, or evolve into the next Steve Jobs. The very nature of principles means they are applicable in a broad set of circumstances and are timeless. These principles will still be relevant to your grandchildren who want to create financial freedom.

First, let’s gain a clear picture of what you’d really want if you had financial freedom. How do you define your Saturday? What does Saturday mean to you? What types of activities do you look forward to doing? The very idea of retirement is changing rapidly from the traditional retirement that your grandparents experienced. Take a moment and think about how you would spend your time if you no longer needed to work for a paycheck. What would you do that you can’t do while you’re working?

In retirement, you can do things for more fulfilling reasons, rather than for a paycheck. So what fulfills you? Do you like helping others, donating your time to charity, spending time with family, working on restoring cars, wood carving, or traveling?

To get to the core of these questions, sometimes it means you have to answer questions about your life’s purpose. How will you be remembered? If you could fast-forward and hear what others say about you at your own funeral, what do you hope they will say? The answers to these questions may take some soul-searching, but they will help you identify your core values and your life’s purpose. Once you have identified those things in life that really fulfill you, you will require more free time to reap the rewards of such efforts.

This book can give you the greatest gift—the gift of financial freedom. It will teach you the key lessons that will enable you to plan and be prepared so you can create thousands more Saturdays, doing exactly what you love to do every day. Make sure you take some time to write a list of what you’re passionate about, and post it somewhere that you’ll see it every morning.

Now is the time to get your retirement on track. Serving as a certified financial plannerTM professional over the last fifteen years, I have conducted more than ten thousand face-to-face financial-planning meetings with clients and have managed more than half a billion dollars in client assets as of August 2019. During this time, I’ve been able to identify key principles that can help you manage your money and make better decisions for your future.

For me, financial planning is a passion. When I’m able to truly help others at some of the most crucial times in their lives, it feels like one of my Saturdays! Therefore, I’ve identified nine building blocks, or principles, that will have the most impact on your success and experience in retirement.

Random life events do happen and can create a significant financial impact. Plan for what you know will happen, such as bills to pay and groceries and monthly expenses. Plan for what you would like to happen, such as a vacation. Then plan for the unknown